Pay over time with Affirm

4 biweekly, interest-free payments can be automatically charged to your debit or
credit card, with an initial payment on the day of purchase. Up to 24 months 0–31.99% APR (where available and subject to provincial regulatory limitations). Subject to eligibility
check and approval. A down payment may be required. See actual terms at checkout.


What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment
platforms, providing shoppers with buy now, pay later solutions at their favourite
retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their
purchase immediately, while spreading their payments over time.

Why use Affirm?

No impact on credit score

Using a Pay in 4 Affirm payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment choice at checkout.
Simply enter a few details to get an instant decision. Then, complete your purchase.

Easy payments

Turn on AutoPay and Affirm will automatically charge payments from your chosen payment
method, interest-free.

How to pay with Affirm?

1. Select Affirm at checkout
Shop at your favourite stores that offer Affirm and select us as your payment option at

2. Get set up
Use your mobile phone number and email to set up your Affirm plan within 60 seconds.
Subject to credit approval.

3. Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and break
up the cost.


                                                        Here is an example of a $1200 purchase at 5% rate over 12moths

Your rate will be up to 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR.
Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a
payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please
review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4
interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See for more information.

*Your monthly payment amount, the interest you will pay, and the loan terms available depend on your personal credit profile. Conditions apply and all transactions are subject to approval by Affirm.
*Payment plans offered by Affirm Canada Holdings Ltd. (“Affirm”). BDF Graphics has no influence on whether you are offered and/or approved for a payment plan with Affirm. If you have an issue with your
purchase, please contact BDF Graphics or review our customer Terms of Service.